Many people struggle with finances not because they have sufficient resources but because they’re torn between several options such that setting priorities becomes difficult. They are also not accountable to anyone for how they spend, so they have fewer reasons to be cautious.
On the other hand, A financial counselor can help you understand which debts and needs are top priorities, develop budgets, and navigate the consequences of each buying/investment decision. They’re all about helping you create a realistic spending plan, living within your means, and setting goals for a better financial future.
Through continuous financial counseling, you can develop valuable skills that help you become more financially responsible even when you no longer work with a financial expert.